Privacy Policy

📅 Last Updated: February 21, 2025

1. Introduction

EMIInstallmentCalculator.com ("we", "our", or "us") is committed to protecting the privacy of our users. This Privacy Policy explains what information is collected when you use our website, how it is used, and the choices available to you.

By accessing or using EMIInstallmentCalculator.com, you agree to the practices described in this policy. If you do not agree, please discontinue use of the website.

2. Information We Collect

2.1 Information You Do Not Provide

All EMI calculations performed on this website are executed entirely within your browser (client-side). We do not collect, store, or transmit your loan amounts, interest rates, personal income, or any financial data you enter into our calculators. This data never leaves your device.

2.2 Information Collected Automatically

When you visit our website, certain non-personal information is collected automatically through our analytics providers and server logs, including:

• Browser type, version, and language
• Operating system and device type (desktop, mobile, tablet)
• Pages visited, time on page, and navigation path
• Referring URLs and search terms used to find our site
• Approximate geographic location (country/city level only)
• IP address (anonymized where possible)

This information is used solely to improve website performance, analyze traffic trends, and enhance user experience.

2.3 Information From Contact Form

If you submit a message via our Contact Us page, we collect the name and email address you provide in order to respond to your enquiry. This information is not shared with third parties and is used solely for responding to your message.

3. Cookies

EMIInstallmentCalculator.com uses cookies — small text files stored on your device — to improve functionality and to deliver relevant advertising. The table below summarizes the types of cookies used on this site:

Type	Purpose	Source
Analytics Cookies	Track aggregate page views and traffic sources	Google Analytics
Advertising Cookies	Serve personalized or contextual ads	Google AdSense
Preference Cookies	Remember user settings (if any)	Our website

You can disable cookies through your browser settings, or opt out of personalized advertising using the links in Section 4 below. Disabling all cookies may impact some site functionality.

4. Google AdSense & Third-Party Advertising

EMIInstallmentCalculator.com is a participant in the Google AdSense program. Google, as a third-party vendor, uses cookies to serve ads on our site based on your prior visits to this website and other websites.

Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this website and/or other sites on the Internet.

You may opt out of personalised advertising in two ways:

• Visit Google Ad Settings to manage your preferences.
• Visit aboutads.info to opt out of interest-based advertising from participating companies.

For more information on how Google uses data when you use our site, visit: How Google uses data from sites that use its services.

5. Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics uses cookies to collect information such as how often users visit the site, what pages they visit, and what other sites they used prior to visiting. We use this information to improve our website.

You can prevent Google Analytics from recognising you on return visits by using the Google Analytics Opt-out Browser Add-on.

6. Third-Party Links

Our website may contain links to external sites for informational purposes. We are not responsible for the privacy practices or content of those third-party websites. We encourage you to read the privacy policies of any websites you visit.

7. Children's Privacy

EMIInstallmentCalculator.com is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe your child has submitted personal information on our website, please contact us immediately and we will remove it.

8. Your Rights (GDPR / Data Privacy)

If you are located in the European Economic Area (EEA) or the United Kingdom, you have the following rights under GDPR:

• Right of Access — You have the right to request copies of your personal data.
• Right to Rectification — You have the right to request correction of inaccurate data.
• Right to Erasure — You have the right to request deletion of your personal data.
• Right to Object — You have the right to object to the processing of your personal data.
• Right to Data Portability — You have the right to request transfer of your data to another organisation.

To exercise any of these rights, please contact us via our Contact Us page.

9. Data Retention

We retain contact form submissions for a period sufficient to respond to your enquiry, typically no longer than 90 days, unless a longer retention period is required or permitted by law.

10. Security

We take reasonable technical and organisational measures to protect information handled in relation to our website. However, no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in law, technology, or our practices. The "Last Updated" date at the top of this page will be updated accordingly. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions or concerns about this Privacy Policy, please reach out through our Contact Us page. We aim to respond within 48 business hours.